In the care insurance law stands that your insurer firstly your no-claimteruggave must address, and then just your own risk (if you have that). But is possible in practice, for example as you zorgpolis have he who you submit claims of care providers for the compensation at your care insurer, the other way around to seem go. Your care insurer chooses for that then both to save administrative work you and him.

For the amount which comes eventually at your expense, it determines nothing.
In your zorgpolis your care insurer will have indicated, how he addressing no-claimteruggave handle and its own risk and when you can submit best accounts.



Source: Ministerie Verkeer en Waterstaat