Current situation
You are insured now private, you have standaardpakketpolis (Wtz -
verzekering) or you are insured public (IZA/izr or DGVP). This means that you compensate for your medical expenses gets because in your policy
foreign country cover has been taken.
You are not oblige insured for the AWBZ. However, it is possible that you have concluded a voluntary AWBZ insurance (insurance for long-term care). The costs which you make, can directly declare you at your health insurance company. You use for this of Awbz-restitutieregeling.

The impact of the setting-up of the care insurance law
You are not verzekeringsplichtig for the Zvw.
The Zvw are socialezekerheidswet, as a result of which apply the European socialezeker heidsverordening (the regulation). Moreover is
bilateral sociaalzekerheidsverdragen which have been closed by the Netherlands with other countries, in which have been taken a regulation for the attribution of medical care, also on the Zvw.
People who are insured under the social security system and fall under the regulation or
treaty, is entitled to medical care such as that in the country of residence is
regulated; the so-called country of residence parcel. This care is granted by the institutions of the social health insurance of the country of residence.
The costs of this care are charged to the Netherlands. The Care Insurance Board (CVZ) looks after the financi? run.
Because you were not insured under the social security system, you did not fall under the regulation or a bilateral treaty
and the voluntary AWBZ insurance has been then introduced for Awbz-zorg if you lived abroad.

By setting-up of the Zvw you are insured under the social security system, however, and are entitled you to care such as that in your country of residence have been regulated; the so-called country of residence parcel.
The voluntary AWBZ insurance and is for this reason no longer necessary and comes expire. Also Awbz-restitutieregeling come expire. To people who enjoy Awbz-zorg at setting-up the Zvw already, a transitional measure applies.
Because you have revendications on the basis of the regulation or a treaty is your current insurance with foreign country cover no longer necessary. In the course of the year you receive more information of your insurer on
consequences on your health insurance. Insofar your insurer
insurance does not cancel, can you that yourself cancel.
It can be that your current insurance gives more revendications than the standard package of your country of residence. It is also possible that you have an additional insurance. This additional insurance
continues exist in principle. Your insurer can inform you concerning the consequences on these extra revendications or the additional insurance.
As the Zvw, are you a contribution to the CVZ it has been introduced chargeable.
No-claimteruggaveregeling, which have been introduced by 1 January 2005 in
Health Insurance, continues exist also under the Zvw and also precedes you to apply. Dependent of altitude of your pension or benefit you can are entitled to a care allowance as an allowance in the costs of the contribution. The Tax and Customs Administration occupies himself with the implementation of the care allowance. For questions about this you get help at the Tax and Customs Administration.

Family members
He who family member is it is stipulated by the legislation of the country where you live. In general this the spouse is and under 21 children without own income. You this can inquire from the social health insurance company in your place of residence. To family members applies after setting-up of the Zvw the same as to the one which the pension or the benefit receives. They are not -
verzekeringsplichtig for the Zvw and are entitled to care such as that in the country of residence have been regulated.
As the Zvw, is the family member of 18 years it has been introduced and older a contribution to the CVZ chargeable. This contribution is levied at the one of which the right to care has been inferred (the gepensioneerde/entitled to benefits).
Family members younger than 18 years are no contribution chargeable.
For family members of 18 years and older no-claimteruggaveregeling, which have been introduced by 1 January 2005 existed in the Health Insurance, also under the Zvw, remain.

Transitional measure Awbz-zorg abroad
Like for this it has been indicated, is entitled you to the country of residence parcel. That country of residence parcel is possible more or less is extended than the Dutch package of care. For people who receive now already care at the expense of the AWBZ, problems can arise there when that care has not been incorporated in their country of residence parcel. For problems to occur, becomes to foresee in
a transitional measure. The transitional measure means that people whom, the moment the Zvw are introduced, Awbz-zorg enjoy abroad can continue this care or from that resulting continuation care at the expense of the AWBZ.

What has do you?
. You must communicate yourself at the CVZ for asking a form from which appears that you are entitled to medical care at the expense of the Netherlands.
. With this form you must register yourself with a social health insurance company
in your country of residence.
. The family member must communicate himself also at the CVZ.
. If you do not communicate yourself and your family members at the CVZ, then the CVZ impose you a fine.

Source: Minvws.nl, brochure your health insurance if you live abroad