This information it has been written for the employee but is also on the frontier worker and the self-employed person. Where this deviates this is mentioned explicitly.

Current situation
Because you work in the Netherlands and an income have under the health insurance fund border,
are you now health insurance fund-insured. For this reason on your salary premium for the Health Insurance Act is implied. You can see this on your wage slip.
You have itself registered at a Dutch health insurance fund.
People who are health insurance fund-insured and in an EU/EEA country or treaty country live, have been insured under the social security system, as a result of which apply the regulation and the treaties. This meanss that you and your family members are entitled to medical care such as that in your country of residence have been regulated; the so-called country of residence parcel.
This care is granted by the institutions of the social health insurance of your country of residence. The costs of this care are charged to the Netherlands. The Care Insurance Board (CVZ) looks after the financi? run.
Because you are health insurance fund-insured, are you also obliges insured for the AWBZ (insurance for long-term care). Also for the AWBZ you get the care such as this in your country of residence are regulated; the country of residence parcel. For Awbz-zorg that have not been incorporated in the country of residence parcel, can you now use of Awbz-restitutieregeling.

The impact of the setting-up of the care insurance law
Because you work in the Netherlands, are you verzekeringsplichtig for the Zvw. you must a care insurance conclude at a Dutch insurer of your choice. Moreover the regulation or a treaty on you remains of application.

In your country of residence you can call upon care in two manners:
1. If you in the Netherlands have chosen for an insurance where you the costs of care which you enjoy abroad your insurer get compensated for (restitutiepolis), can call upon you abroad care and the account
declare at your Dutch care insurer.
You can call upon care in the Netherlands with your restitutiepolis also.
The expenses of abroad enjoy care are reimbursed to Dutch criteria. This means that the compensation can be lower than the costs which you have paid to the care provider.
2. You can register yourself with a form of your Dutch care insurer with the social health insurance company of your place of residence. In your country of residence are entitled you then to the country of residence parcel at the expense of the Netherlands.
As the Zvw it has been introduced, pays you a flat-rate contribution to your care insurer. Beside the flat-rate contribution is there income-related verzekerden-bijdrage which you compensate for gets of your employer.
If you are self-employed person you must income-related pay insured person contribution himself.
No-claimteruggaveregeling, which have been introduced by 1 January 2005 in the Health Insurance, continue exist also under the Zvw. New in the Zvw is that you can, depending on of your income, right on a care allowance as
allowance in the costs of the flat-rate contribution. The Tax and Customs Administration occupies himself with the implementation of the care allowance. For questions about that you get help at the Tax and Customs Administration.

The consequences on the AWBZ
Because you work in the Netherlands, you remain insured for the AWBZ. No change comes. By setting-up of the Zvw you get the care such as that
your country of residence is regulated and can you no more appeal to the AWBZ -
refund regulation. This refund regulation comes expire, as it happens. To people who enjoy Awbz-zorg at setting-up the Zvw already a transitional measure applies (to see verderop). You pay income-related
premium for the AWBZ.

Family members
He who family member is it is stipulated by the legislation of the country where you live. In general this the spouse is and under 21 children without own income. You this can inquire from the social health insurance company in your place of residence. The family member is verzekeringsplichtig for the Zvw but has only revendications on the basis of the regulation or a treaty, the so-called treaty revendications. This meanss that the family member is entitled to medical care such as that in the country of residence has been regulated; the so-called country of residence parcel.
As the Zvw, is the family member of 18 years it has been introduced and older a contribution to the CVZ chargeable. This contribution is levied at the one of which the right to care has been inferred (employee, frontier worker or independent). Family members younger than 18 years are no contribution chargeable.
For family members of 18 years and older no-claimteruggaveregeling, which have been introduced by 1 January 2005 existed in the Health Insurance, also under the Zvw, remain.

Transitional measure Awbz-zorg abroad
Like for this declared are entitled you are to the country of residence parcel. That country of residence parcel is possible more or less is extended than the Dutch package of care. For people who receive now already care at the expense of the AWBZ problems can arise there when that care has not been incorporated in their country of residence parcel. For problems becomes occur to foresee in a transitional measure. The transitional measure means that people who, the moment the Zvw are introduced, enjoy Awbz-zorg in
can continue foreign country, this care or from that resulting continuation care at the expense of the AWBZ.

What has do you?
. You must conclude a care insurance at a care insurer to choice. If you conclude no care insurance, then the CVZ impose you a fine.
. If you choose care to call upon on the basis of the regulation or a treaty you must register yourself with a social health insurance company in your country of residence.
If you have family members and you do not register yourself your family members can who Zvw are not insured do not claim the country of residence parcel.
It is possible that you have an additional insurance. Your insurer will inform you concerning the consequences of the setting-up of the Zvw on this additional insurance.

Source: Minvws.nl, brochure your health insurance if you live abroad