Current situation
You are insured now private. This means that you compensate for medical expenses now your gets because in your policy a foreign country cover has been incorporated.
The costs which you make can directly declare you at your health insurance company. Moreover are you oblige Awbz-verzekerd (insurance for long-term care). For this care you use of Awbz-restitutieregeling.

The impact of the setting-up of the care insurance law
Because you work in the Netherlands, are you verzekeringsplichtig for the Zvw. moreover you oblige Awbz-verzekerd remain. You must conclude a care insurance at a Dutch insurer of your choice. Because you do not live in an EU/honour - or treaty country does not apply the regulation or a treaty to you.
If in the Netherlands have chosen you for an insurance where you the costs of care which you enjoy abroad your insurer get compensated for (restitutiepolis), you can call upon abroad care and the account
declare at your Dutch care insurer.
As the Zvw informed pay you are a flat-rate contribution to your care insurer. Beside the flat-rate contribution is there income-related verzekerden-bijdrage that is paid by your employer.
The expenses of abroad enjoy care are reimbursed to Dutch criteria. This means that the compensation can be lower than the costs which you have paid to the care provider. If you are self-employed person you must income-related pay insured person contribution himself.
No-claimteruggaveregeling, which have been introduced by 1 January 2005 in the Health Insurance, continue exist also under the Zvw and also precede
you apply.
New in the Zvw is that you can right dependent on your income on a care allowance as an allowance in the costs of the flat-rate contribution. The Tax and Customs Administration occupies himself with the implementation of the law on the care allowance. For questions about this you get help at the Tax and Customs Administration.

Consequences on the AWBZ
With the setting-up of the Zvw Awbz-restitutieregeling come expire. To people who enjoy Awbz-zorg at setting-up the Zvw already a transitional measure applies (to see verderop). With regard to Awbz-zorg serve you
to go to a care provider who has been contracted by a Dutch care insurer. Also you can ask go to your care insurer authorisation for niet-gecontracteerde a care provider. You pay
income-related premium for the AWBZ.

Family members
Your family members are niet-verzekeringsplichtig for the Zvw. Zvw-verzekering and the AWBZ insurance is individual insurance. This means that in this case your family members to your insurance can derive no rights. They must ensure himself a health insurance.

Transitional measure Awbz-zorg abroad
For people who receive now already care at the expense of the AWBZ there
problems can arise. For problems to occur, becomes to foresee in a transitional measure. The transitional measure means that people whom, the moment the Zvw are introduced, Awbz-zorg enjoy abroad can continue this care or from that resulting continuation care at the expense of the AWBZ.

What has do you?
. You must conclude a care insurance at a care insurer to choice. If you conclude no care insurance, then the CVZ impose you a fine.

Source: Minvws.nl, brochure your health insurance if you live abroad