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01. The new care insurance
02th
application & acceptance
specifically 05th
No-claim &
own risk 06.
additional insures 03th premium &
cover 04th target group
07th
income & income-related contribution
08. if you
live abroad
how krijg I care allowance abroad?
Is it possible that persons who live abroad and/or
work and that is not verzekeringsplichtig in the Netherlands, however,
can conclude a care insurance?
Does a foreign
insurer have accept me?
You are resident in the
Netherlands and you have exclusively a pension from an EU/honour
country
you are resident in the Netherlands and
you work in another one an EU/honour country.
You
live in an EU/honour - or treaty country, you are now private or
public insured and you are in the Netherlands employee, independent or
frontier worker
you live in an EU/honour - or
treaty country, you are now private or public insured and you have
only a Dutch pension or benefit
you live in an
EU/honour - or treaty country, you are now health insurance
fund-insured and you are in the Netherlands employee, independent or
frontier worker
you live in an EU/honour - or
treaty country, you are now health insurance fund-insured and you have
only a Dutch pension or benefit
you do not live in
an EU/honour - or a treaty country, you are insured individual
doesn't honour live - in an EU/or a treaty country, you are
insured individual and you have only a Dutch pension or where
am I possible benefit correct for
further information on Dutch abroad?
When are you
entitled to medical care in your country of residence at the expense
of the Netherlands?
09. Complaints
10 care allowance & Financi? impact
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You live in an EU/honour - or treaty country, you are
now health insurance fund-insured and you have only a Dutch pension or
benefit
Current situation
People who are health insurance fund-insured and in an EU/honour
- or treaty country lives its socially insured, as a result of which
applies the regulation and the treaties. This meanss that you
and your family members are entitled to medical care such as that in
your country of residence have been regulated; the so-called
country of residence parcel.
This care is granted by the institutions of the social health
insurance of your country of residence. The costs of this care
are charged to the Netherlands. The Care Insurance Board (CVZ)
looks after the financi? run. With the form which you have
got of the CVZ, you have itself registered at the social health
insurance company in your country of residence.
Because you are health insurance fund-insured, are you also
obliges insured for the AWBZ (insurance for long-term care).
Also to the AWBZ applies that you get the care such as this in
your country of residence have been regulated; the country of
residence parcel. For Awbz-zorg that have not been incorporated
in the country of residence parcel, can you now use of
Awbz-restitutieregeling. You pay for your Health Insurance
nominal and income-related premium which is implied
on your pension or benefit. For the AWBZ - insurance only
pays you income-related premium.
The impact of the setting-up of the care insurance law
You are not niet-verzekeringsplichtig for the Zvw. there change
for you much.
Because the Zvw are, just like the Health Insurance Act, a
social insurance you keep your treaty revendications on the basis of
the current country of residence parcel. Also
no-claimteruggaveregeling, which have been introduced by 1 January
2005 in the Health Insurance, continue exist under the Zvw. As
the Zvw it has been introduced,
are you to the CVZ a contribution chargeable.
New in the Zvw is the care allowance. On this you have,
dependent of altitude of your pension or benefit, right as an
allowance in the costs of your
flat-rate contribution.
The Tax and Customs Administration occupies himself with the
implementation of the care allowance. For questions about this
you get help at the Tax and Customs Administration.
Consequences on the AWBZ
Concerning the AWBZ there, however, something changes.
Your country of residence parcel remains the same, but you can
appeal no more to Awbz-zorg that not in the country of residence
parcel
has been taken. Awbz-restitutieregeling come expire, as it
happens. To people who enjoy Awbz-zorg at setting-up the Zvw on
1 January 2006 already, a transitional measure applies (to see
verderop).
Family members
He who family member is it is stipulated by the legislation of
the country where you live. In general this the spouse is and
under 21 children without own income. You this can inquire from
the social health insurance company in your place of residence.
To family members applies after setting-up of the Zvw the same
as to the one which the pension or the benefit receives. They
are niet-verzekeringsplichtig
for the Zvw and they are entitled to care such as that in the
country of residence has been regulated.
As the Zvw, is the family member of 18 years it has been
introduced and older a contribution to the CVZ chargeable. This
contribution is levied at the one of which the right to care has been
inferred (the gepensioneerde/entitled to benefits). Family
members younger than 18 years are no contribution chargeable.
For family members
of 18 years and older no-claimteruggaveregeling, which have been
introduced by 1 January 2005 existed in the Health Insurance, also
under the Zvw, remain.
Transitional measure Awbz-zorg abroad
Like for this it has been indicated, is entitled you to the
country of residence parcel. That country of residence parcel is
possible more or less is is possible extended than the Dutch package
of care. For people who receive now already care at the expense
of the AWBZ, problems can arise there when that care has not been
incorporated in their country of residence parcel. For problems
to occur, becomes to foresee in
a transitional measure. The transitional measure means
that people who, the moment the Zvw are introduced, enjoy Awbz-zorg in
can continue foreign country, this care or from that resulting
continuation care at the expense of the AWBZ.
What has do you?
You must do nothing. Because you if claimant on pension or
benefit is already confessed at the CVZ not again must communicate
itself you and your family members after setting-up of the Zvw.
However, you will receive this year more information from the
CVZ.
It is possible that you have an additional insurance. Your
insurer can inform you concerning the consequences of the setting-up
of the Zvw on this additional insurance.
Source: Minvws.nl, brochure your health insurance if you
live abroad
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