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Much asked questions
01. The new care insurance 02th application & acceptance specifically 05th No-claim & own risk 06. additional insures 03th premium & cover 04th target group 07th income & income-related contribution 08. if you live abroad how krijg I care allowance abroad? Is it possible that persons who live abroad and/or work and that is not verzekeringsplichtig in the Netherlands, however, can conclude a care insurance? Does a foreign insurer have accept me? You are resident in the Netherlands and you have exclusively a pension from an EU/honour country you are resident in the Netherlands and you work in another one an EU/honour country. You live in an EU/honour - or treaty country, you are now private or public insured and you are in the Netherlands employee, independent or frontier worker you live in an EU/honour - or treaty country, you are now private or public insured and you have only a Dutch pension or benefit you live in an EU/honour - or treaty country, you are now health insurance fund-insured and you are in the Netherlands employee, independent or frontier worker you live in an EU/honour - or treaty country, you are now health insurance fund-insured and you have only a Dutch pension or benefit you do not live in an EU/honour - or a treaty country, you are insured individual doesn't honour live - in an EU/or a treaty country, you are insured individual and you have only a Dutch pension or where am I possible benefit correct for further information on Dutch abroad? When are you entitled to medical care in your country of residence at the expense of the Netherlands? 09. Complaints 10 care allowance & Financi? impact You live in an EU/honour - or treaty country, you are now health insurance fund-insured and you have only a Dutch pension or benefit

Current situation
People who are health insurance fund-insured and in an EU/honour - or treaty country lives its socially insured, as a result of which applies the regulation and the treaties. This meanss that you and your family members are entitled to medical care such as that in your country of residence have been regulated; the so-called country of residence parcel.
This care is granted by the institutions of the social health insurance of your country of residence. The costs of this care are charged to the Netherlands. The Care Insurance Board (CVZ) looks after the financi? run. With the form which you have got of the CVZ, you have itself registered at the social health insurance company in your country of residence.
Because you are health insurance fund-insured, are you also obliges insured for the AWBZ (insurance for long-term care). Also to the AWBZ applies that you get the care such as this in your country of residence have been regulated; the country of residence parcel. For Awbz-zorg that have not been incorporated in the country of residence parcel, can you now use of Awbz-restitutieregeling. You pay for your Health Insurance
nominal and income-related premium which is implied
on your pension or benefit. For the AWBZ - insurance only pays you income-related premium.
The impact of the setting-up of the care insurance law
You are not niet-verzekeringsplichtig for the Zvw. there change for you much.
Because the Zvw are, just like the Health Insurance Act, a social insurance you keep your treaty revendications on the basis of the current country of residence parcel. Also no-claimteruggaveregeling, which have been introduced by 1 January 2005 in the Health Insurance, continue exist under the Zvw. As the Zvw it has been introduced,
are you to the CVZ a contribution chargeable.
New in the Zvw is the care allowance. On this you have, dependent of altitude of your pension or benefit, right as an allowance in the costs of your

flat-rate contribution.
The Tax and Customs Administration occupies himself with the implementation of the care allowance. For questions about this you get help at the Tax and Customs Administration.

Consequences on the AWBZ
Concerning the AWBZ there, however, something changes. Your country of residence parcel remains the same, but you can appeal no more to Awbz-zorg that not in the country of residence parcel
has been taken. Awbz-restitutieregeling come expire, as it happens. To people who enjoy Awbz-zorg at setting-up the Zvw on 1 January 2006 already, a transitional measure applies (to see verderop).

Family members
He who family member is it is stipulated by the legislation of the country where you live. In general this the spouse is and under 21 children without own income. You this can inquire from the social health insurance company in your place of residence. To family members applies after setting-up of the Zvw the same as to the one which the pension or the benefit receives. They are niet-verzekeringsplichtig
for the Zvw and they are entitled to care such as that in the country of residence has been regulated.
As the Zvw, is the family member of 18 years it has been introduced and older a contribution to the CVZ chargeable. This contribution is levied at the one of which the right to care has been inferred (the gepensioneerde/entitled to benefits). Family members younger than 18 years are no contribution chargeable. For family members
of 18 years and older no-claimteruggaveregeling, which have been introduced by 1 January 2005 existed in the Health Insurance, also under the Zvw, remain.

Transitional measure Awbz-zorg abroad
Like for this it has been indicated, is entitled you to the country of residence parcel. That country of residence parcel is possible more or less is is possible extended than the Dutch package of care. For people who receive now already care at the expense of the AWBZ, problems can arise there when that care has not been incorporated in their country of residence parcel. For problems to occur, becomes to foresee in
a transitional measure. The transitional measure means that people who, the moment the Zvw are introduced, enjoy Awbz-zorg in
can continue foreign country, this care or from that resulting continuation care at the expense of the AWBZ.

What has do you?
You must do nothing. Because you if claimant on pension or benefit is already confessed at the CVZ not again must communicate itself you and your family members after setting-up of the Zvw. However, you will receive this year more information from the CVZ.
It is possible that you have an additional insurance. Your insurer can inform you concerning the consequences of the setting-up of the Zvw on this additional insurance.

Source: Minvws.nl, brochure your health insurance if you live abroad

news
16-01-2006 - Dutch change massively of care insurance
16-01-2006 - Prevention can change care insurers health
16-01-2006 - insurers will send digital nota.s
 
Links
Zorgverzekering.eu.com
Zorgverzekering.dk
Zorgverzekering.bz
Zorgverzekering.cc
Zorgplanet.nl
Zorgverzekeraars.nl
Zorgverzekering-pagina
Dutch Zorgverzekering