Naturaverzekering are similar with the current health insurance fund. You can go directly to a care provider (for example hospital or pharmacy). The insurer pays the account. You can go to all care providers with which the care insurer has closed a contract, and under conditions also to other. Because your insurer can make better agreements with the contracted proposers, the premium of the naturapolis will lie generally lower than those of restitutiepolis.


Source: Ministerie Verkeer en Waterstaat