The most important differences with the current private insurance are:

1. You get a subjugation. That means that you yourself must conclude a new care insurance (with possibly an additional insurance). At the passage on 1 January 2006 there is moreover a one-off regulation which ensures that if you do not react to the offer for a care insurance which has done your insurer you are nevertheless insured as from 1 January 2006 according to the offered care insurance. You can dissolve that insurance up to 1 March 2006 and vervolgens up to 1 May 2006 a care insurance still elsewhere to close.

2. Between insurers from by them insurance offered can choose you annually. Care insurers have acceptance duty and the law prohibits differentiation in contributions. You must fill in more for closing a care insurance therefore no medical statement. Also the insurer cannot refuse you, or on the basis of your age or health risk require a higher premium.

3. You can choose as verzekeringsvorm between restitutiepolis, naturapolis or a mengvorm. The offer that you at the latest receive 16 December of your insurer it will be coordinated on the insurance which you have now (including a possible additional insurance).

4. If the flat-rate contribution for the care insurance decreases or increases with respect to the current situation is dependent of premium altitude of your current health insurance. _ for child under the 18 year need no premium more pay, but you must for them a care insurance conclude.

5. Dependent of your income and that of your possible partner are entitled you to a care allowance for partial compensation of the flat-rate contribution. Moreover the cabinet takes a number of measures as a result of which the premium for everyone remains payable.

6. family policies are no longer possible. All family members have an individual care insurance, of which the conditions must become clear clear from the supplied zorgpolis.



Source: Ministerie Verkeer en Waterstaat