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What is the difference with the current public
insurance?
The most important differences with the current public
insurance are:
1. You get a subjugation. That means that you yourself
must conclude a new care insurance (with possibly an additional
insurance). At the passage on 1 January 2006 there is moreover a
one-off regulation which ensures that if you do not react to the offer
for a care insurance which has done your insurer you are nevertheless
insured as from 1 January 2006 according to the offered care
insurance. You can dissolve that insurance up to 1 March 2006
and vervolgens up to 1 May 2006 a care insurance still elsewhere to
close.
2. Choose you annually between insurers from by them insurance
offered can and you no longer are linked automatically to an insurer
because of your work. Care insurers have acceptance duty and the
law prohibits differentiation in contributions. You must fill in
more for closing a care insurance therefore no medical statement.
Also the insurer cannot refuse you, or on the basis of your age
or health risk require a higher premium.
3. You can choose as verzekeringsvorm between restitutiepolis,
naturapolis or a mengvorm. Pay attention at your choice also or
you only to care providers can the that care insurer contract (and
which that is then), or that you have the choice from all care
providers who are there. The offer that you at the latest
receive 16 December of your insurer it will be coordinated on the
insurance which you have now (including a possible additional
insurance).
4. By all odds your flat-rate contribution goes omhoog, but
dependent of your income and that of your possible partner you can
qualify for the care allowance. Moreover the cabinet takes a
number of measures as a result of which the premium for everyone
remains payable.
_ 5. for child under the 18 year need no premium more pay, but
you must for them a care insurance conclude.
6. Your family members must their own care insurance have.
The principle in the current health insurance fund that a
nonworking partner automatic is co-insured, expires.
Source: Ministerie Verkeer en Waterstaat
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