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What is the difference with the current Health
Insurance?
The most important differences with the current Health
Insurance are:
1. You get a subjugation. That means that you yourself
must conclude a new care insurance (with possibly an additional
insurance). At the passage on 1 January 2006 there is moreover a
one-off regulation which ensures that if you do not react to the offer
for a care insurance which has done your insurer you are nevertheless
insured as from 1 January 2006 according to the offered care
insurance. You can dissolve that insurance up to 1 March 2006
and vervolgens up to 1 May 2006 a care insurance still elsewhere to
close.
2. Your flat-rate contribution goes omhoog, but if allowance is
entitled you probable to care allowance. Moreover the cabinet
takes a number of measures as a result of which the premium for
everyone remains payable.
3. You can choose as verzekeringsvorm for naturapolis such as
the health insurance funds which to use, but also for restitutiepolis
or a mengvorm. Pay attention at your choice also or you only to
care providers can the that care insurer contract (and which that is
then), or that you have the choice from all care providers who are
there. The offer that you at the latest receive 16 December of
your insurer it will be coordinated on the insurance which you have
now (including a possible additional insurance).
4. You can choose for his own risk, rising of 0 up to maximum
500 euro per year. Furthermore is possible insurance you
moreover, just like under the Health Insurance Act, annually chooses
offered between insurers from by them. Care insurers have
acceptance duty and the law prohibits differentiation in
contributions. You must fill in more for closing a care
insurance therefore no medical statement. Also the insurer
cannot refuse you, or on the basis of your age or health risk require
a higher premium.
5. Your family members must conclude themselves a care
insurance. The principle in the current health insurance fund
that a nonworking partner automatic is co-insured, expires.
6. Also for your children under 18 you must conclude a care
insurance, but for them no premium needs be paid (just like now
already the case is).
Source: Ministerie Verkeer en Waterstaat
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