Every care insurer and care insurance offer the same legally fixed standard package, but can differ in the implementation to arise. Care insurers can this way several alternatives of the care insurance aanbeiden, with a different flat-rate contribution. The differences are:

- Your choice of insurer because between insurers differ there is in quality, service and premium can reward it the effort insurers to compare.

- Your choice of insurance
You can choose between naturaverzekering such as the health insurance fund which uses. You can choose also for a refund insurance such as most of private the insurers who to use. In general it the premium of naturaverzekering something will commonly be lower.

- Your choice of own risk
You can choose for no own risk or his own risk between 100 and 500 euro. Depending on of its own risk you get a discount on the flat-rate contribution; how high that discount is, the insurer stipulates.

- Collective contract
It can be that your company or organisation concludes a collective contract with a care insurer. The premium of a collective contract can be up to 10% more lower than those of the same individual care insurance.



Source: Ministerie Verkeer en Waterstaat